The American Express Amex Everyday Credit Card has some less than exhilarating rewards, but might be a good choice for some folks with specific banking needs. Arguably, it\u2019s best feature is the $0 annual fee. It is the only such card that also gives customers travel-friendly rewards for membership. If you\u2019ve heard of this card before and walked away, this might be a good time to reconsider because they\u2019ve added some very competitive balance transfer benefits. So, here\u2019s a second look at an unusual credit card, that just might be right for you now that they\u2019ve added some much-needed improvements.<\/p>\n
Amex Everyday Benefits<\/strong><\/p>\n With its decent no-fee rewards that primarily benefit grocery shoppers, this card is well suited to busy parents, people running a household, and those who do a lot of shopping and have regular expenses that are of a somewhat domestic nature.<\/p>\n The double points at US grocery stores, up to $6,000 a year make the target demographic pretty clear. Compared to other reward cards, it offers an attractive rewards rate which is clearly meant to be competitive with cards offering as much as 6% cash back for shopping at supermarkets in the U.S. and 2% on all other purchases.<\/p>\n If you don\u2019t spend money at supermarkets frequently, then this card probably isn\u2019t for you. Unless you\u2019re shopping for a family, you would probably be better served with another rewards card or a cashback card. Also, if you intend to perform a balance transfer or finance large purchases, there are other cards with a long 0% intro period which could still be worth your while.<\/p>\n But don\u2019t underestimate the benefits.<\/p>\n If you\u2019re feeding a whole troupe of soccer kids, and have to load up the minivan with several hundred dollars worth of groceries every month- this is definitely the card for you. If you\u2019re looking to buy a home and need to build up your credit to qualify for a loan, this card can do wonders for you. You get all the benefits of double rewards while grocery shopping, and you should be ready to stop renting within a year- if your credit is good enough to qualify.<\/p>\n It used to be that the biggest drawback was having to pay the annual fee each year- which is something that catches a lot of unwary cardholders by surprise. But now that the annual fee is a thing of the past, a lot more people are going to be taking an interest in this card.<\/p>\n","protected":false},"excerpt":{"rendered":" The American Express Amex Everyday Credit Card has some less than exhilarating rewards, but might be a good choice for some folks with specific banking needs. Arguably, it\u2019s best feature is the $0 annual fee. It is the only such card that also gives customers travel-friendly rewards for membership. If you\u2019ve heard of this card<\/p>\n\n