American Express Blue Cash Preferred is among the best cards fir families that have huge grocery and fuel bills. If your family fits into the description, then this card is for you. The American Express Blue Cash Preferred offers the best cash back at different US supermarkets and fuel stations. Keep reading to learn more about American Express Blue Cash Preferred.
Key features of the American Express Blue Cash Preferred
• 6% cash back on supermarket purchases
With this card you will be in a position to earn up to 6% cash back at any US supermarkets on purchases that are up to $6000 every year. While you do not receive actual cash back, you get rewards in form of Reward Dollars that can be redeemed as a statement credit.
• 3% cash back at gas stations
You also get to ear back 3% of the cash you spent at US gas stations and other selected US departmental stores. The reward is in form of Reward Dollars that are usually redeemed as a statement credit.
• 1% cash back
You can earn 1% of the cash you spent on other selected purchases as reward dollars as well.
• Fast cash back
You can earn rewards faster by adding cards that belong to your friends and family members. Once they make a purchase they will earn reward dollars similar to what you earn. You can also earn cash back not just on your grocery shopping and gas refill but also on other monthly spending such as your phone bills.
• Car rental loss or damage insurance
When you use the American Express Blue Cash Preferred to reserve and pay for the car rental you will be covered if the car gets stolen or damaged. It is important to note that not all car types are covered. Also it is worth mentioning that coverage is not available for cars rented in New Zealand, Italy and Australia. The American Express Blue Cash Preferred offers secondary coverage and liability coverage is not included.
• Global assist hotline
If you have travelled over 100 miles away from home, you will have access to the American Express Global Assist hotline. You will also have access to selected emergency coordination and assistance services such as medical, legal and financial assistance. However it is worth noting that card members will have to cover the costs charged by 3rd party service providers.
• Road Assistance Hotline
If you are stranded by the road side, do not worry. The American Express Blue Cash Preferred offers a road side assistance hotline that you can get services such as towing, boosting a battery and changing of a flat tire. These services are offered in US, Canada and Puerto Rico. Also worth noting that you cover any third party service costs.
With the American Express Blue Cash Preferred accessing your account online and reviewing your Reward Dollar balance and reward possibilities is as easy as just going online. You will also get access to your end of year summary of charges to allow you review your spending for an entire year. Get all these benefits for a small annual fee.