Bank of America Travel Rewards Credit Card Review

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Bank of America Travel Rewards credit card

Your credit health is an essential consideration that requires wise planning. Why not make your credit work for you, bringing you rewards whenever you use it, and a variety of services that boost those perks so that you gain the greatest edge in card services and keen advantage in building credit? Bank of America’s Travel Rewards credit card has a refreshing mix of benefits that include recognizable returns as well as a certain hands-off approach to working with card holders. Let’s look a little more closely at the benefits of this card and how it can work for you.


Here are the actual benefits of the Bank of America Travel Rewards card:

  • no annual fee
  • earn 1.5 points for every dollar spent on all purchases
  • no expiration on rewards
  • no foreign transaction fee
  • 20,000 bonus points if you spend $1,000 within the first ninety days of signing
  • 0% APR for the initial 12 billing cycles, 16.49% – 24.49% after that
  • freedom to book travel your way
  • another 10% rewards for customers who maintain active Bank of America banking accounts
  • even higher rewards (25% to 75%) for Preferred Rewards clientele

Who Could Use This Card

These rewards stack up quickly and provide returns to travelers who like to move freely. With no black out dates, specified travel partners, or other restrictions, you can go anywhere however you want, whenever you want. This is part of the hands-off approach Bank of America provides with this card. Your travel is yours, and the rewards are yours, and they can start working for you immediately. You can boost these rewards significantly with your bank accounts depending on your banker.

Why Should I consider Bank of America Travel Rewards?

For those who like plenty of perks on top of saving money, this is the card that has no annual fee and plenty of travel services associated with it. Travel Rewards offers concierge services, luxury hotel rewards, and travel protections as part of the Visa Signature card series. These rewards include room upgrades, free internet, and continental breakfasts that add extra smiles on trips.

Is It Right For Me?

If you’re looking for travel rewards but want more freedom in booking as well as avoiding fees, then Bank of America Travel Rewards is for you. With fewer limitations on your travel planning, your travel jitters disappear and the fun of the trip can begin before you even leave home. While there are some cards with greater rewards, they also carry annual fees. The Preferred Rewards Program frees up card holders to gain incredible rewards through their banking. For accounts with Bank of America, Merrill Lynch, and Merrill Edge, tiers of rewards await ranging from 25% to 75% depending on account balances. This is on top of the initial 10% extra rewards for Bank of America account holders. For those with these bank accounts, the rewards really roll in.